## Present Value And Future Value | Finance | Chegg Tutors

Present value (PV) and future value (FV) are measures of worth based on the concept of time value of money and discounted cash flow. PV represents the current worth of a future cash flow. In order to analyze its current worth, FV must be discounted back to its PV using a specified rate of return — often based on the level of risk or the return of similar investments. The further into the future cash is to be received, the less it is worth today. The total value of a discounted cash flow is summarized as net present value (NPV).

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About Chris W., Finance tutor on Chegg Tutors:

University of Pennsylvania, Class of 2007

Math major

Subjects tutored: ACT (math), Basic Math, SAT II Mathematics Level 1, Discrete Math, Trigonometry, Algebra, Number Theory, Applied Mathematics, Calculus, Computer Certification and Training, SAT II Mathematics Level 2, Web Design, Set Theory, Information Technology, Geometry (College Advanced), Pre-Algebra, Numerical Analysis, SSAT (math), SAT (math), Computer Science, Software Engineering, GRE, Linear Algebra, LaTeX, Geometry, Statistics, Linear Programming, Pre-Calculus, and PSAT (math)

TEACHING EXPERIENCE:

Over 7 years of experience teaching math at 3 universities and a community college. Courses ranged from Intermediate Algebra to Calculus II and class sizes varied from 2 to over 200 students. Tutoring since 2000 formally and informally, individually and in groups, for courses from Geometry to Differential Equations. Please note that I generally will not be available for audio and video in live lessons but my experience has been that audio and video aren’t really needed.

EXTRACURRICULAR INTERESTS

Hiking, reading, video games, playing the guitar and piano.

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Can't you use the Future Value formula straight up for that purpose?

Cool! I signed in just to say thank you Chris… I learned something new today and have subscribed. Keep up the great work!